ACHP updated its Key Issues in National Health Care Policy series today with the latest data on health care spending and coverage trends from the Kaiser Family Foundation and the Health Research and Educational Trust survey of health benefits and the Center for Studying Health Systems Change.
Key findings from the latest data include:
- Premiums increased an average of 7.7 percent in 2006. That is slower growth than in the past, and is the same growth rate as underlying health care costs.
- While the growth rate in premiums is lower, it is still double the growth in overall inflation and workers earnings.
- 61 percent of all firms offer health benefits.
- Average employee contributions for family premiums increased from $226 in 2005 to $248 in 2006.
- The trend toward more self-insurance by employers continues, with 55 percent of all covered workers, and 89 percent of workers in the largest firms, in self funded plans.
- PPOs continue to command the majority of market share, covering 60 percent of covered workers.
- About 7 percent of firms that offer health benefits now offer a high-deductible health plan with a savings option, such as a health reimbursement or savings account.
- Deductibles and co-payments are increasing in products across the market.
As part of our commitment to educate our members, policymakers, and the public, ACHP and the ACHP Foundation maintain a series on Key Issues in National Health Care Policy. Using data from leading sources, the series discusses important health care issues and trends in a manner accessible to a broad audience.
You can view the entire Key Issues series here. We add new topics on a regular basis and continuously update existing materials.